Aviva/£AV
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About Aviva
Aviva is a multinational insurance company headquartered in London, United Kingdom. The company's core business involves providing a wide range of insurance products, including life insurance, general insurance, and pensions, primarily catering to individual and corporate clients. Aviva operates predominantly in the UK, Ireland, and Canada, with a strategic focus on leveraging its scale and expertise to offer integrated insurance and investment solutions. The firm emphasizes its digital capabilities, seeking to offer simplified and efficient services to its customers. Aviva was founded in 2000 through the merger of CGU plc and Norwich Union, and it has since consolidated its position in the insurance sector through strategic divestments and streamlining its operations to focus on core markets.
Ticker
£AV
Sector
Primary listing
LSE
Industry
Insurance
Headquarters
Employees
29,091
Website
Aviva Metrics
BasicAdvanced
£19B
27.39
£0.23
0.75
£1.25
19.51%
Price and volume
Market cap
£19B
Beta
0.75
52-week high
£6.43
52-week low
£4.41
Average daily volume
7M
Dividend rate
£1.25
Financial strength
Current ratio
1.581
Quick ratio
0.948
Long term debt to equity
67.672
Total debt to equity
154.425
Dividend payout ratio (TTM)
142.31%
Interest coverage (TTM)
4.89%
Profitability
EBITDA (TTM)
1,975
Gross margin (TTM)
16.76%
Net profit margin (TTM)
3.00%
Operating margin (TTM)
8.00%
Effective tax rate (TTM)
44.36%
Revenue per employee (TTM)
£780,000
Management effectiveness
Return on assets (TTM)
0.33%
Return on equity (TTM)
7.74%
Valuation
Price to earnings (TTM)
27.391
Price to revenue (TTM)
0.754
Price to book
2.09
Price to tangible book (TTM)
3.35
Price to free cash flow (TTM)
2.076
Free cash flow yield (TTM)
48.17%
Free cash flow per share (TTM)
307.45%
Dividend yield (TTM)
19.51%
Growth
Revenue change (TTM)
5.36%
Earnings per share change (TTM)
-37.37%
3-year revenue growth (CAGR)
10.92%
10-year revenue growth (CAGR)
-4.43%
3-year earnings per share growth (CAGR)
-29.11%
10-year earnings per share growth (CAGR)
-9.79%
3-year dividend per share growth (CAGR)
7.16%
10-year dividend per share growth (CAGR)
4.13%
What the Analysts think about Aviva
Analyst ratings (Buy, Hold, Sell) for Aviva stock.
Bulls say / Bears say
Aviva reported a 20% rise in operating profits to £1.77 billion for the year ending December 31, 2024, surpassing analysts' expectations of £1.7 billion. This growth was driven by a 14% increase in general insurance premiums to £12.2 billion and a 23% increase in net inflows for its wealth business, totaling £10.3 billion. (ft.com)
The acquisition of Direct Line Group for £3.7 billion, completed on July 1, 2025, is expected to consolidate Aviva's dominance in the UK motor and home insurance markets, potentially leading to significant cost and capital synergies. (ft.com)
Analysts have given Aviva a consensus recommendation of 'Moderate Buy,' with an average 12-month price target of GBX 524.80, indicating positive sentiment towards the company's stock. (marketbeat.com)
Aviva's wealth business experienced a 14.8% year-over-year decline in net flows to £2.3 billion in Q1 2025, primarily due to the loss of a workplace scheme, raising concerns about the stability of this segment. (reuters.com)
The acquisition of Direct Line Group faced initial resistance, with Direct Line's board rejecting Aviva's £3.3 billion offer as undervaluing the company. This suggests potential challenges in integrating the acquisition and realizing anticipated synergies. (ft.com)
Aviva's operating profit in Canada decreased by 25% due to natural disasters, highlighting the company's vulnerability to climate-related events and their potential impact on financial performance. (reuters.com)
Data summarised monthly by Lightyear AI. Last updated on 6 Jul 2025.
Aviva Financial Performance
Revenues and expenses
Aviva Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Aviva stock?
Aviva (AV) has a market cap of £19B as of July 25, 2025.
What is the P/E ratio for Aviva stock?
The price to earnings (P/E) ratio for Aviva (AV) stock is 27.39 as of July 25, 2025.
Does Aviva stock pay dividends?
Yes, the Aviva (AV) stock pays dividends to shareholders. As of July 25, 2025, the dividend rate is £1.2452 and the yield is 19.51%. Aviva has a payout ratio of 142.31% on a trailing twelve-month basis.
When is the next Aviva dividend payment date?
The next Aviva (AV) dividend payment date is unconfirmed.
What is the beta indicator for Aviva?
Aviva (AV) has a beta rating of 0.75. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.