Chime Financial/$CHYM
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About Chime Financial
Chime Financial Inc is a financial technology company that believes in core banking services.
Ticker
$CHYM
Sector
Primary listing
Industry
Financial Services
Headquarters
Employees
1,228
Website
Chime Financial Metrics
BasicAdvanced
$13B
-
-$0.43
-
-
Price and volume
Market cap
$13B
52-week high
$44.94
52-week low
$28.21
Financial strength
Current ratio
3.795
Quick ratio
2.987
Long term debt to equity
7.884
Total debt to equity
9.338
Profitability
EBITDA (TTM)
243.794
Gross margin (TTM)
87.75%
Net profit margin (TTM)
-1.57%
Operating margin (TTM)
13.04%
Effective tax rate (TTM)
-19.02%
Revenue per employee (TTM)
$1,470,000
Management effectiveness
Valuation
Price to revenue (TTM)
1.298
Price to book
-1.27
Price to tangible book (TTM)
-1.27
Price to free cash flow (TTM)
-45.961
Free cash flow yield (TTM)
-2.18%
Free cash flow per share (TTM)
-77.89%
Growth
Bulls say / Bears say
Chime’s Nasdaq debut saw shares open at $43—59 % above the $27 IPO price—valuing the company at $18.4 billion and signaling strong investor demand and confidence in its fintech model.
With 8.6 million active members executing an average of 54 transactions monthly, Chime grew revenue by 88 % to $1.673 billion in 2024 and recorded its first profitable quarter in early 2025, indicating scalable, high-margin operations.
Major brokerages, including JPMorgan Chase and Morgan Stanley, have initiated coverage with overweight ratings and price targets of $40 and $39, respectively, while the consensus target of $37.83 implies approximately 40 % upside from current levels.
Despite a first-quarter profit, Chime remained unprofitable on a full-year basis and only achieved a modest $12.9 million gain in early 2025, highlighting ongoing profitability and margin pressures.
Data summarised monthly by Lightyear AI. Last updated on 17 Jul 2025.
Chime Financial News
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Capital at risk
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FAQs
What’s the current market cap for Chime Financial stock?
Chime Financial (CHYM) has a market cap of $13B as of July 25, 2025.
What is the P/E ratio for Chime Financial stock?
The price to earnings (P/E) ratio for Chime Financial (CHYM) stock is 0 as of July 25, 2025.
Does Chime Financial stock pay dividends?
No, Chime Financial (CHYM) stock does not pay dividends to its shareholders as of July 25, 2025.
When is the next Chime Financial dividend payment date?
Chime Financial (CHYM) stock does not pay dividends to its shareholders.
What is the beta indicator for Chime Financial?
Chime Financial (CHYM) does not currently have a Beta indicator.