Central Pacific Financial/$CPF
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About Central Pacific Financial
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services.
Ticker
$CPF
Sector
Primary listing
NYSE
Industry
Banks
Headquarters
Employees
719
Website
CPF Metrics
BasicAdvanced
$745M
12.34
$2.24
1.01
$1.06
3.91%
Price and volume
Market cap
$745M
Beta
1.01
52-week high
$29.84
52-week low
$23.16
Average daily volume
167K
Dividend rate
$1.06
Financial strength
Profitability
Net profit margin (TTM)
23.92%
Operating margin (TTM)
30.31%
Effective tax rate (TTM)
21.09%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
0.82%
Return on equity (TTM)
11.16%
Valuation
Price to earnings (TTM)
12.336
Price to revenue (TTM)
2.946
Price to book
1.31
Price to tangible book (TTM)
1.31
Dividend yield (TTM)
3.84%
Forward dividend yield
3.91%
Growth
Revenue change (TTM)
6.59%
Earnings per share change (TTM)
6.71%
3-year revenue growth (CAGR)
-2.54%
3-year earnings per share growth (CAGR)
-7.96%
10-year earnings per share growth (CAGR)
5.83%
3-year dividend per share growth (CAGR)
1.62%
10-year dividend per share growth (CAGR)
9.19%
Bulls say / Bears say
Central Pacific Financial reported a net income of $17.8 million in Q1 2025, a significant increase from $11.3 million in the previous quarter, indicating strong financial performance. (Central Pacific Financial Reports First Quarter 2025 Earnings)
The company's net interest margin expanded to 3.31% in Q1 2025, up from 3.17% in the previous quarter, reflecting improved profitability. (Central Pacific Financial Reports First Quarter 2025 Earnings)
Central Pacific Financial's efficiency ratio improved to 61.16% in Q1 2025, down from 75.65% in the previous quarter, indicating enhanced operational efficiency. (Central Pacific Financial Reports First Quarter 2025 Earnings)
Total deposits decreased by $48.0 million in Q1 2025 compared to the previous quarter, which could indicate potential challenges in attracting or retaining depositors. (Central Pacific Financial Reports First Quarter 2025 Earnings)
The company recorded a provision for credit losses of $4.2 million in Q1 2025, up from $0.8 million in the previous quarter, suggesting increased concerns over loan defaults. (Central Pacific Financial Reports First Quarter 2025 Earnings)
Net charge-offs totaled $2.6 million in Q1 2025, indicating ongoing issues with loan repayments. (Central Pacific Financial Reports First Quarter 2025 Earnings)
Data summarised monthly by Lightyear AI. Last updated on 7 Jul 2025.
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Capital at risk
Upcoming events
Aug29
Central Pacific Financial
Dividend·Ex-dividend
Sept15
Central Pacific Financial
Dividend·Payment
$0.27Per share
FAQs
What’s the current market cap for Central Pacific Financial stock?
Central Pacific Financial (CPF) has a market cap of $745M as of July 28, 2025.
What is the P/E ratio for Central Pacific Financial stock?
The price to earnings (P/E) ratio for Central Pacific Financial (CPF) stock is 12.34 as of July 28, 2025.
Does Central Pacific Financial stock pay dividends?
Yes, the Central Pacific Financial (CPF) stock pays dividends to shareholders. As of July 28, 2025, the dividend rate is $1.06 and the yield is 3.91%. Central Pacific Financial has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Central Pacific Financial dividend payment date?
The next Central Pacific Financial (CPF) dividend payment is scheduled for September 15, 2025.
What is the beta indicator for Central Pacific Financial?
Central Pacific Financial (CPF) has a beta rating of 1.01. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.