Esquire Financial/$ESQ
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About Esquire Financial
Esquire Financial Holdings Inc is a financial holding company. Through its subsidiary, the company operates as a full-service commercial bank dedicated to serving the financial needs of the legal industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The Bank offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners. Banking products offered for businesses and consumers include checking, savings, money market, and time deposits; a wide range of commercial and consumer loans, as well as customary banking services. In addition, it operates a payment processing platform through third-party independent sales organizations.
Ticker
$ESQ
Sector
Primary listing
Industry
Banks
Headquarters
Employees
138
ISIN
US29667J1016
Website
ESQ Metrics
BasicAdvanced
$797M
18.84
$5.27
0.53
$0.65
0.71%
Price and volume
Market cap
$797M
Beta
0.53
52-week high
$99.75
52-week low
$68.90
Average daily volume
122K
Dividend rate
$0.65
Financial strength
Dividend payout ratio (TTM)
11.25%
Profitability
Net profit margin (TTM)
36.26%
Operating margin (TTM)
49.99%
Effective tax rate (TTM)
26.35%
Revenue per employee (TTM)
$900,000
Management effectiveness
Return on assets (TTM)
2.49%
Return on equity (TTM)
19.66%
Valuation
Price to earnings (TTM)
18.837
Price to revenue (TTM)
6.291
Price to book
3.17
Price to tangible book (TTM)
3.17
Price to free cash flow (TTM)
18.921
Free cash flow yield (TTM)
5.29%
Free cash flow per share (TTM)
524.56%
Dividend yield (TTM)
0.65%
Forward dividend yield
0.71%
Growth
Revenue change (TTM)
14.72%
Earnings per share change (TTM)
13.51%
3-year revenue growth (CAGR)
26.93%
3-year earnings per share growth (CAGR)
30.14%
Bulls say / Bears say
Esquire Financial Holdings reported a 19% increase in net income to $11.8 million in Q4 2024, driven by strong commercial loan and deposit growth. (esquirebank.com)
The company was named to Fortune's 2024 list of 100 Fastest-Growing Companies, ranking No. 55, highlighting its robust revenue and earnings growth. (esquirebank.com)
Esquire Bank executed a patent license agreement with USAA for Remote Deposit Capture technology, enhancing its digital banking capabilities. (stocktitan.net)
Noninterest expense increased by 14.5% to $60.8 million in 2024, primarily due to higher employee compensation and benefits, which may impact profitability. (esquirebank.com)
The allowance for credit losses to loans ratio increased to 1.50% in 2024, indicating a cautious approach to potential loan defaults. (esquirebank.com)
The company's net interest margin decreased by 10 basis points to 5.96% in Q1 2025, potentially affecting future earnings. (esquirebank.com)
Data summarised monthly by Lightyear AI. Last updated on 6 Jun 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Esquire Financial stock?
Esquire Financial (ESQ) has a market cap of $797M as of July 04, 2025.
What is the P/E ratio for Esquire Financial stock?
The price to earnings (P/E) ratio for Esquire Financial (ESQ) stock is 18.84 as of July 04, 2025.
Does Esquire Financial stock pay dividends?
Yes, the Esquire Financial (ESQ) stock pays dividends to shareholders. As of July 04, 2025, the dividend rate is $0.65 and the yield is 0.71%. Esquire Financial has a payout ratio of 11.25% on a trailing twelve-month basis.
When is the next Esquire Financial dividend payment date?
The next Esquire Financial (ESQ) dividend payment date is unconfirmed.
What is the beta indicator for Esquire Financial?
Esquire Financial (ESQ) has a beta rating of 0.53. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.