OceanFirst Financial/$OCFC
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About OceanFirst Financial
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans, and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
Ticker
$OCFC
Sector
Primary listing
Industry
Banks
Headquarters
Employees
1,003
ISIN
US6752341080
Website
OCFC Metrics
BasicAdvanced
$1.1B
12.15
$1.53
0.92
$0.80
4.31%
Price and volume
Market cap
$1.1B
Beta
0.92
52-week high
$21.12
52-week low
$14.29
Average daily volume
290K
Dividend rate
$0.80
Financial strength
Dividend payout ratio (TTM)
54.59%
Profitability
Net profit margin (TTM)
25.12%
Operating margin (TTM)
36.33%
Effective tax rate (TTM)
22.09%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
0.70%
Return on equity (TTM)
5.53%
Valuation
Price to earnings (TTM)
12.149
Price to revenue (TTM)
2.92
Price to book
0.63
Price to tangible book (TTM)
0.92
Price to free cash flow (TTM)
34.191
Free cash flow yield (TTM)
2.92%
Free cash flow per share (TTM)
54.34%
Dividend yield (TTM)
4.31%
Forward dividend yield
4.31%
Growth
Revenue change (TTM)
-4.11%
Earnings per share change (TTM)
-10.52%
3-year revenue growth (CAGR)
0.42%
3-year earnings per share growth (CAGR)
-2.87%
10-year earnings per share growth (CAGR)
2.20%
3-year dividend per share growth (CAGR)
5.57%
10-year dividend per share growth (CAGR)
4.60%
What the Analysts think about OCFC
Analyst ratings (Buy, Hold, Sell) for OceanFirst Financial stock.
Bulls say / Bears say
OceanFirst Financial's net income increased to $24.1 million in Q3 2024 from $19.7 million in Q3 2023, indicating improved profitability. (stocktitan.net)
The company declared a quarterly cash dividend of $0.20 per common share, reflecting a commitment to returning value to shareholders. (stocktitan.net)
OceanFirst's non-performing loans decreased by $5.3 million to $28.1 million, showcasing strong asset quality. (stocktitan.net)
OceanFirst reported a 7.7% year-over-year decline in revenue for Q2 2024, indicating potential challenges in revenue growth. (nasdaq.com)
The company's net interest margin decreased to 2.7% in Q2 2024 from 2.8% in the previous quarter, suggesting pressure on interest income. (nasdaq.com)
Analysts have expressed concerns about OceanFirst's lack of competitive differentiation, which may impact its ability to outperform in the banking sector. (seekingalpha.com)
Data summarised monthly by Lightyear AI. Last updated on 8 Jun 2025.
OCFC Financial Performance
Revenues and expenses
OCFC Earnings Performance
Company profitability
OCFC News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
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Upcoming events
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FAQs
What’s the current market cap for OceanFirst Financial stock?
OceanFirst Financial (OCFC) has a market cap of $1.1B as of July 04, 2025.
What is the P/E ratio for OceanFirst Financial stock?
The price to earnings (P/E) ratio for OceanFirst Financial (OCFC) stock is 12.15 as of July 04, 2025.
Does OceanFirst Financial stock pay dividends?
Yes, the OceanFirst Financial (OCFC) stock pays dividends to shareholders. As of July 04, 2025, the dividend rate is $0.8 and the yield is 4.31%. OceanFirst Financial has a payout ratio of 54.59% on a trailing twelve-month basis.
When is the next OceanFirst Financial dividend payment date?
The next OceanFirst Financial (OCFC) dividend payment date is unconfirmed.
What is the beta indicator for OceanFirst Financial?
OceanFirst Financial (OCFC) has a beta rating of 0.92. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.