Pagaya Technologies Ltd./$PGY
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About Pagaya Technologies Ltd.
Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.
Ticker
$PGY
Sector
Primary listing
Industry
Software
Headquarters
Employees
527
Website
PGY Metrics
BasicAdvanced
$2.4B
-
-$5.06
5.95
-
Price and volume
Market cap
$2.4B
Beta
5.95
52-week high
$34.29
52-week low
$8.50
Average daily volume
3M
Financial strength
Current ratio
1.789
Quick ratio
1.58
Long term debt to equity
104.137
Total debt to equity
131.781
Profitability
EBITDA (TTM)
141.093
Gross margin (TTM)
42.44%
Net profit margin (TTM)
-34.57%
Operating margin (TTM)
10.30%
Effective tax rate (TTM)
-4.32%
Revenue per employee (TTM)
$2,040,000
Management effectiveness
Return on assets (TTM)
5.02%
Return on equity (TTM)
-62.58%
Valuation
Price to revenue (TTM)
2.153
Price to book
7.08
Price to tangible book (TTM)
7.89
Price to free cash flow (TTM)
37.79
Free cash flow yield (TTM)
2.65%
Free cash flow per share (TTM)
83.28%
Growth
Revenue change (TTM)
23.69%
Earnings per share change (TTM)
249.49%
3-year revenue growth (CAGR)
24.84%
3-year earnings per share growth (CAGR)
-10.56%
Bulls say / Bears say
Pagaya Technologies Ltd. reported a significant earnings surprise in Q3 2024, with earnings per share of $0.44, surpassing the Zacks Consensus Estimate of $0.25, indicating strong financial performance. (nasdaq.com)
The company successfully priced a $295 million AA-rated auto loan ABS transaction in 2025, demonstrating robust investor confidence and the strength of its auto platform. (stocktitan.net)
Analysts have set an average 12-month price target of $23.19 for PGY stock, suggesting potential upside from the current price. (stockanalysis.com)
Insider selling activity, including the sale of 7,282 shares by President Sanjiv Das and 35,369 shares by insider Tami Rosen, may raise concerns about internal confidence in the company's future prospects. (etfdailynews.com)
The company's high beta of 6.11 indicates significant volatility, which could pose risks for investors during market downturns. (defenseworld.net)
Despite positive earnings, the stock has experienced a decline of -19.22% over the last five trading days, suggesting potential market challenges or investor concerns. (newsheater.com)
Data summarised monthly by Lightyear AI. Last updated on 11 Jul 2025.
PGY News
AllArticlesVideos
Pagaya Closes AAA-Rated $500 Million PAID Deal, Continuing Strong Execution Across ABS Programs
Business Wire·2 hours ago
Pagaya Announces Pricing of Upsized $500 Million 8.875% Senior Unsecured Notes Offering
Business Wire·5 days ago
Pagaya Closes AAA-Rated $400 Million RPM Deal, its Fourth Auto ABS of the Year
Business Wire·6 days ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Pagaya Technologies Ltd. stock?
Pagaya Technologies Ltd. (PGY) has a market cap of $2.4B as of July 28, 2025.
What is the P/E ratio for Pagaya Technologies Ltd. stock?
The price to earnings (P/E) ratio for Pagaya Technologies Ltd. (PGY) stock is 0 as of July 28, 2025.
Does Pagaya Technologies Ltd. stock pay dividends?
No, Pagaya Technologies Ltd. (PGY) stock does not pay dividends to its shareholders as of July 28, 2025.
When is the next Pagaya Technologies Ltd. dividend payment date?
Pagaya Technologies Ltd. (PGY) stock does not pay dividends to its shareholders.
What is the beta indicator for Pagaya Technologies Ltd.?
Pagaya Technologies Ltd. (PGY) has a beta rating of 5.95. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.