Primerica/$PRI
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About Primerica
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the US.
Ticker
$PRI
Sector
Primary listing
NYSE
Industry
Insurance
Headquarters
Employees
2,298
ISIN
US74164M1080
Website
Primerica Metrics
BasicAdvanced
$9.1B
18.80
$14.79
1.01
$3.88
1.50%
Price and volume
Market cap
$9.1B
Beta
1.01
52-week high
$303.88
52-week low
$230.98
Average daily volume
178K
Dividend rate
$3.88
Financial strength
Current ratio
3.381
Quick ratio
0.925
Long term debt to equity
85.652
Total debt to equity
89.975
Dividend payout ratio (TTM)
24.18%
Interest coverage (TTM)
12.27%
Profitability
EBITDA (TTM)
1,073.986
Gross margin (TTM)
70.16%
Net profit margin (TTM)
15.58%
Operating margin (TTM)
32.71%
Effective tax rate (TTM)
23.41%
Revenue per employee (TTM)
$1,400,000
Management effectiveness
Return on assets (TTM)
4.46%
Return on equity (TTM)
33.35%
Valuation
Price to earnings (TTM)
18.8
Price to revenue (TTM)
2.914
Price to book
4.07
Price to tangible book (TTM)
4.15
Price to free cash flow (TTM)
11.456
Free cash flow yield (TTM)
8.73%
Free cash flow per share (TTM)
2,427.35%
Dividend yield (TTM)
1.40%
Forward dividend yield
1.50%
Growth
Revenue change (TTM)
12.60%
Earnings per share change (TTM)
-9.92%
3-year revenue growth (CAGR)
4.44%
10-year revenue growth (CAGR)
8.96%
3-year earnings per share growth (CAGR)
14.34%
10-year earnings per share growth (CAGR)
16.20%
3-year dividend per share growth (CAGR)
23.90%
10-year dividend per share growth (CAGR)
21.36%
What the Analysts think about Primerica
Analyst ratings (Buy, Hold, Sell) for Primerica stock.
Bulls say / Bears say
Primerica reported Q1 2025 earnings of $5.02 per share, surpassing the Zacks Consensus Estimate of $4.77, indicating strong financial performance. (nasdaq.com)
Analysts have set an average 12-month price target of $309.14 for Primerica, suggesting a potential upside of 17.15% from the current price. (stockanalysis.com)
Primerica's net margin stands at 20.83%, showcasing strong profitability and effective cost management. (markets.businessinsider.com)
Primerica's debt-to-equity ratio is notably higher than the industry average at 0.99, indicating a heavier reliance on borrowed funds and potential financial leverage concerns. (markets.businessinsider.com)
The stock is trading at a 5-year high and is overvalued compared to peers on price/earnings and price/book multiples, suggesting limited upside potential. (seekingalpha.com)
Primerica competes with larger firms like Prudential Financial, which may limit its market share growth and impact future earnings. (seekingalpha.com)
Data summarised monthly by Lightyear AI. Last updated on 9 Jun 2025.
Primerica Financial Performance
Revenues and expenses
Primerica Earnings Performance
Company profitability
Primerica News
AllArticlesVideos
PRIMERICA HOUSEHOLD BUDGET INDEX™: Spending Power Moderately Improves for Middle-Income Families as Average Earned Income Rises Above Cost Increases of Everyday Necessities
Business Wire·1 week ago
Primerica Household Budget Index™: Purchasing Power for Middle-Income Households Held Steady in April
Business Wire·1 month ago
Primerica Household Budget Index™: Purchasing Power for Middle-Income Households Improves Slightly as Gas Prices and Auto Insurance Costs Decline
Business Wire·2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Primerica stock?
Primerica (PRI) has a market cap of $9.1B as of July 02, 2025.
What is the P/E ratio for Primerica stock?
The price to earnings (P/E) ratio for Primerica (PRI) stock is 18.8 as of July 02, 2025.
Does Primerica stock pay dividends?
Yes, the Primerica (PRI) stock pays dividends to shareholders. As of July 02, 2025, the dividend rate is $3.88 and the yield is 1.5%. Primerica has a payout ratio of 24.18% on a trailing twelve-month basis.
When is the next Primerica dividend payment date?
The next Primerica (PRI) dividend payment date is unconfirmed.
What is the beta indicator for Primerica?
Primerica (PRI) has a beta rating of 1.01. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.