Safety Insurance Group/$SAFT
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About Safety Insurance Group
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. It operates in the business segment of Property and casualty insurance operations.
Ticker
$SAFT
Sector
Primary listing
Industry
Insurance
Headquarters
Employees
551
ISIN
US78648T1007
Website
SAFT Metrics
BasicAdvanced
$1.2B
15.81
$4.90
0.21
$3.60
4.65%
Price and volume
Market cap
$1.2B
Beta
0.21
52-week high
$89.46
52-week low
$70.71
Average daily volume
77K
Dividend rate
$3.60
Financial strength
Current ratio
0.398
Quick ratio
0.269
Long term debt to equity
5.252
Total debt to equity
5.252
Dividend payout ratio (TTM)
73.43%
Interest coverage (TTM)
189.75%
Profitability
EBITDA (TTM)
102.122
Gross margin (TTM)
8.74%
Net profit margin (TTM)
6.29%
Operating margin (TTM)
8.06%
Effective tax rate (TTM)
21.56%
Revenue per employee (TTM)
$2,090,000
Management effectiveness
Return on assets (TTM)
2.65%
Return on equity (TTM)
8.75%
Valuation
Price to earnings (TTM)
15.81
Price to revenue (TTM)
0.988
Price to book
1.36
Price to tangible book (TTM)
1.4
Price to free cash flow (TTM)
7.527
Free cash flow yield (TTM)
13.29%
Free cash flow per share (TTM)
1,029.35%
Dividend yield (TTM)
4.65%
Forward dividend yield
4.65%
Growth
Revenue change (TTM)
17.03%
Earnings per share change (TTM)
40.60%
3-year revenue growth (CAGR)
10.36%
10-year revenue growth (CAGR)
3.91%
3-year earnings per share growth (CAGR)
-10.90%
10-year earnings per share growth (CAGR)
20.16%
10-year dividend per share growth (CAGR)
2.92%
Bulls say / Bears say
Safety Insurance Group achieved a 20.4% increase in direct written premiums in 2024, reaching $1.193 billion, driven by an 8.5% rise in policy counts and a 10.9% increase in average premium per policy. (Business Wire)
The company's combined ratio improved to 101.1% in 2024 from 107.7% in 2023, indicating better underwriting performance and loss ratio management. (TradingView News)
Safety Insurance Group's book value per share increased to $55.83 at the end of 2024 from $54.37 at the end of 2023, reflecting enhanced financial stability. (Market Chameleon)
Despite revenue growth, Safety Insurance Group's net income for Q4 2024 decreased to $8.1 million from $12.3 million in Q4 2023, indicating potential profitability challenges. (Business Wire)
The company's net investment income declined by 12.8% in Q3 2024 compared to the same period in 2023, which could impact overall earnings. (Stockhouse)
Safety Insurance Group's shares experienced a gap down following a weaker-than-expected earnings announcement, suggesting investor concerns over financial performance. (MarketBeat)
Data summarised monthly by Lightyear AI. Last updated on 9 Jun 2025.
SAFT Financial Performance
Revenues and expenses
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Safety Insurance Group stock?
Safety Insurance Group (SAFT) has a market cap of $1.2B as of July 04, 2025.
What is the P/E ratio for Safety Insurance Group stock?
The price to earnings (P/E) ratio for Safety Insurance Group (SAFT) stock is 15.81 as of July 04, 2025.
Does Safety Insurance Group stock pay dividends?
Yes, the Safety Insurance Group (SAFT) stock pays dividends to shareholders. As of July 04, 2025, the dividend rate is $3.6 and the yield is 4.65%. Safety Insurance Group has a payout ratio of 73.43% on a trailing twelve-month basis.
When is the next Safety Insurance Group dividend payment date?
The next Safety Insurance Group (SAFT) dividend payment date is unconfirmed.
What is the beta indicator for Safety Insurance Group?
Safety Insurance Group (SAFT) has a beta rating of 0.21. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.