Safety Insurance Group/$SAFT
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Safety Insurance Group
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. It operates in the business segment of Property and casualty insurance operations.
Ticker
$SAFT
Sector
Primary listing
Industry
Insurance
Headquarters
Employees
551
Website
SAFT Metrics
BasicAdvanced
$1.1B
14.44
$4.90
0.21
$3.60
5.09%
Price and volume
Market cap
$1.1B
Beta
0.21
52-week high
$89.46
52-week low
$70.51
Average daily volume
93K
Dividend rate
$3.60
Financial strength
Current ratio
0.397
Quick ratio
0.269
Long term debt to equity
5.252
Total debt to equity
5.252
Dividend payout ratio (TTM)
73.43%
Interest coverage (TTM)
189.75%
Profitability
EBITDA (TTM)
102.55
Gross margin (TTM)
8.74%
Net profit margin (TTM)
6.29%
Operating margin (TTM)
8.06%
Effective tax rate (TTM)
21.56%
Revenue per employee (TTM)
$2,090,000
Management effectiveness
Return on assets (TTM)
2.65%
Return on equity (TTM)
8.75%
Valuation
Price to earnings (TTM)
14.441
Price to revenue (TTM)
0.902
Price to book
1.24
Price to tangible book (TTM)
1.28
Price to free cash flow (TTM)
6.875
Free cash flow yield (TTM)
14.54%
Free cash flow per share (TTM)
1,029.35%
Dividend yield (TTM)
5.09%
Forward dividend yield
5.09%
Growth
Revenue change (TTM)
17.03%
Earnings per share change (TTM)
40.60%
3-year revenue growth (CAGR)
10.36%
10-year revenue growth (CAGR)
3.91%
3-year earnings per share growth (CAGR)
-10.90%
10-year earnings per share growth (CAGR)
20.16%
10-year dividend per share growth (CAGR)
2.92%
Bulls say / Bears say
Safety Insurance Group achieved a significant milestone by surpassing $1 billion in revenue for the first time in 2024, driven by a 20.4% increase in direct written premiums. (GuruFocus)
The company reported an 8.5% rise in policy counts and a 10.9% increase in average premium per policy across all lines of business, indicating strong market demand and effective pricing strategies. (Slater Sentinel)
Safety Insurance's combined ratio improved to 101.1% in 2024 from 107.7% in the previous year, reflecting enhanced underwriting efficiency and profitability. (Ticker Report)
Despite revenue growth, the company's net income for Q4 2024 decreased to $8.1 million from $12.3 million in the same period of 2023, indicating potential profitability challenges. (Slater Sentinel)
Losses and loss adjustment expenses incurred increased by 11.6% to $716.6 million in 2024, driven by larger policy counts and inflationary impacts on the Private Passenger Automobile segment. (Placera)
The company's net investment income for Q4 2024 decreased by 0.7% to $14.8 million, potentially affecting overall financial performance. (Placera)
Data summarised monthly by Lightyear AI. Last updated on 11 Jul 2025.
SAFT Financial Performance
Revenues and expenses
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Safety Insurance Group stock?
Safety Insurance Group (SAFT) has a market cap of $1.1B as of July 28, 2025.
What is the P/E ratio for Safety Insurance Group stock?
The price to earnings (P/E) ratio for Safety Insurance Group (SAFT) stock is 14.44 as of July 28, 2025.
Does Safety Insurance Group stock pay dividends?
Yes, the Safety Insurance Group (SAFT) stock pays dividends to shareholders. As of July 28, 2025, the dividend rate is $3.6 and the yield is 5.09%. Safety Insurance Group has a payout ratio of 73.43% on a trailing twelve-month basis.
When is the next Safety Insurance Group dividend payment date?
The next Safety Insurance Group (SAFT) dividend payment date is unconfirmed.
What is the beta indicator for Safety Insurance Group?
Safety Insurance Group (SAFT) has a beta rating of 0.21. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.