Sapiens International/$SPNS

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About Sapiens International

Sapiens International Corp NV is a provider of software solutions for the insurance industry, with an emerging focus on the financial services sector. The company offers software, solutions, and professional services for property & casualty (P&C); reinsurance; life, pension & annuity (L&A); workers' compensation (WC); medical professional liability (MPL); financial & compliance (F&C); and decision modeling for both insurance and financial markets. The group also provides services for project delivery and implementation services, for its Software Solutions portfolio. Geographically, it operates in the region of North America, Rest of the World, and Europe. It generates revenue from Europe.

Ticker

$SPNS
Primary listing

Industry

Software

Headquarters

Holon, Israel

Employees

4,850

SPNS Metrics

BasicAdvanced
$1.6B
22.13
$1.30
0.96
$0.95
4.59%

What the Analysts think about SPNS

Analyst ratings (Buy, Hold, Sell) for Sapiens International stock.

Bulls say / Bears say

Sapiens International has demonstrated consistent revenue growth, with total revenue increasing from $157.45 million in 2014 to $542.38 million in 2024, reflecting a 244.5% increase over the decade. (MarketBeat)
The company has successfully expanded its client base, with over 600 customers in more than 30 countries, indicating strong global market penetration. (Sapiens Investor Relations)
Sapiens' strategic partnerships, such as the collaboration with Addresscloud to enhance insurers' geographic risk insights, position the company to offer innovative solutions that meet evolving industry needs. (Yahoo Finance)
Despite revenue growth, Sapiens' net income margin has remained relatively modest, with a net income of $72.18 million on $542.38 million in revenue for 2024, indicating potential challenges in scaling profitability. (MarketBeat)
The company's total liabilities stood at $212.08 million at the end of 2024, which, while a decrease from the previous year, still represents a significant financial obligation that could impact future investments. (MarketBeat)
Sapiens operates in a highly competitive market, and its reliance on continuous innovation and strategic partnerships to maintain its market position may expose it to risks if it fails to keep pace with industry advancements. (Sapiens Investor Relations)
Data summarised monthly by Lightyear AI. Last updated on 11 Jul 2025.

SPNS Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

SPNS Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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