Unum/$UNM
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About Unum
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The majority of the revenue is earned from the Unum USA segment. The firm markets its products through brokers.
Ticker
$UNM
Sector
Primary listing
NYSE
Industry
Insurance
Headquarters
Employees
10,948
Website
Unum Metrics
BasicAdvanced
$14B
9.37
$8.54
0.38
$1.68
2.30%
Price and volume
Market cap
$14B
Beta
0.38
52-week high
$84.48
52-week low
$51.80
Average daily volume
1.3M
Dividend rate
$1.68
Financial strength
Current ratio
17.361
Quick ratio
3.74
Long term debt to equity
30.917
Total debt to equity
31.526
Dividend payout ratio (TTM)
19.14%
Interest coverage (TTM)
10.89%
Profitability
EBITDA (TTM)
2,333.125
Gross margin (TTM)
36.18%
Net profit margin (TTM)
12.31%
Operating margin (TTM)
17.36%
Effective tax rate (TTM)
21.32%
Revenue per employee (TTM)
$1,170,000
Management effectiveness
Return on assets (TTM)
2.22%
Return on equity (TTM)
14.68%
Valuation
Price to earnings (TTM)
9.374
Price to revenue (TTM)
1.152
Price to book
1.25
Price to tangible book (TTM)
1.29
Price to free cash flow (TTM)
10.253
Free cash flow yield (TTM)
9.75%
Free cash flow per share (TTM)
780.34%
Dividend yield (TTM)
2.10%
Forward dividend yield
2.30%
Growth
Revenue change (TTM)
1.82%
Earnings per share change (TTM)
26.80%
3-year revenue growth (CAGR)
2.34%
10-year revenue growth (CAGR)
1.93%
3-year earnings per share growth (CAGR)
24.25%
10-year earnings per share growth (CAGR)
18.72%
3-year dividend per share growth (CAGR)
11.87%
10-year dividend per share growth (CAGR)
9.79%
What the Analysts think about Unum
Analyst ratings (Buy, Hold, Sell) for Unum stock.
Bulls say / Bears say
Unum Group's strategic $3.4 billion reinsurance agreement with Fortitude Re is expected to generate a capital benefit of approximately $100 million, enhancing financial flexibility and risk management. (monexa.ai)
The company's board authorized a $1 billion share repurchase program, indicating confidence in Unum's financial health and commitment to returning value to shareholders. (finance.yahoo.com)
Moody's upgraded Unum Group's debt ratings and financial strength, reflecting strong regulatory capital levels and increasing profitability in core business segments. (finance.yahoo.com)
Unum Group reported a significant decrease in net income for Q1 2025, down to $189.1 million from $395.2 million in Q1 2024, primarily due to a net after-tax investment loss of $163.4 million. (gurufocus.com)
The reinsurance transaction with Fortitude Re is anticipated to have a dilutive effect on GAAP earnings, with an estimated negative quarterly impact of $35-$40 million due to the amortization of the cost of reinsurance. (monexa.ai)
Unum US segment experienced a 14.6% decline in adjusted operating income for Q1 2025, with group disability adjusted operating income dropping by 27.7%, indicating potential challenges in core business areas. (gurufocus.com)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
Unum Financial Performance
Revenues and expenses
Unum Earnings Performance
Company profitability
Unum News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
Aug15
Unum
Dividend·Payment
$0.46Per share
FAQs
What’s the current market cap for Unum stock?
Unum (UNM) has a market cap of $14B as of July 25, 2025.
What is the P/E ratio for Unum stock?
The price to earnings (P/E) ratio for Unum (UNM) stock is 9.37 as of July 25, 2025.
Does Unum stock pay dividends?
Yes, the Unum (UNM) stock pays dividends to shareholders. As of July 25, 2025, the dividend rate is $1.68 and the yield is 2.3%. Unum has a payout ratio of 19.14% on a trailing twelve-month basis.
When is the next Unum dividend payment date?
The next Unum (UNM) dividend payment is scheduled for August 15, 2025.
What is the beta indicator for Unum?
Unum (UNM) has a beta rating of 0.38. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.