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Legal documents

This page includes relevant legal documents connected to using Lightyear's services. For ease of use, Lightyear Europe AS also provides key legal documents also in several selected languages. Documents on this page are direct translations of their original counterparts in English. In case of discrepancies between the translated and English documents, the English documents shall prevail.

English (Business Account)

Business Accounts are now available in limited jurisdiction(s) only.
  • Business Terms of Service and Risk Disclosures
  • Business Terms of Service and Risk Disclosures (before 7.12.2022)
  • List of high-risk industries
  • LEI Registration Terms

English

  • Pre-contractual Information and Important Declarations (EN)
  • Terms of Service (EN)
  • Terms of Service (EN) (before 7.12.2022)
  • Risk Disclosure (EN)
  • Order Handling and Best Execution Policy (EN)
  • Complaints Policy (EN)
  • Conflicts of Interest Policy (EN)
  • Target market matrix (EN)
  • Privacy Policy (EN)
  • Cookie Policy (EN)
  • List of Execution Venues and Brokers of Lightyear Europe AS

German

  • Pre-contractual Information and Important Declarations (DE)
  • Terms of Service (DE)
  • Terms of Service (DE) (before 7.12.2022)
  • Risk Disclosure (DE)
  • Order Handling and Best Execution Policy (DE)

French

  • Pre-contractual Information and Important Declarations (FR)
  • Terms of Service (FR)
  • Terms of Service (FR) (before 7.12.2022)
  • Risk Disclosure (FR)
  • Order Handling and Best Execution Policy (FR)

Greek

  • Pre-contractual Information and Important Declarations (EL)
  • Terms of Service (EL)
  • Terms of Service (EL) (before 7.12.2022)
  • Risk Disclosure (EL)
  • Order Handling and Best Execution Policy (EL)

Finnish

  • Pre-contractual Information and Important Declarations (FI)
  • Terms of Service (FI)
  • Terms of Service (FI) (before 7.12.2022)
  • Risk Disclosure (FI)
  • Order Handling and Best Execution Policy (FI)

Italian

  • Pre-contractual Information and Important Declarations (IT)
  • Terms of Service (IT)
  • Terms of Service (IT) (before 7.12.2022)
  • Risk Disclosure (IT)
  • Order Handling and Best Execution Policy (IT)
  • Complaints Policy (IT)

Lithuanian

  • Pre-contractual Information and Important Declarations (LT)
  • Terms of Service (LT)
  • Terms of Service (LT) (before 7.12.2022)
  • Risk Disclosure (LT)
  • Order Handling and Best Execution Policy (LT)
  • Complaints Policy (LT)

Spanish

  • Pre-contractual Information and Important Declarations (ES)
  • Terms of Service (ES)
  • Terms of Service (ES) (before 7.12.2022)
  • Risk Disclosure (ES)
  • Order Handling and Best Execution Policy (ES)
  • Complaints Policy (ES)
  • Conflict of Interest Policy (ES)
  • Privacy Policy (ES)
  • Cookie Policy (ES)

Slovak

  • Pre-contractual Information and Important Declarations (SK)
  • Terms of Service (SK)
  • Terms of Service (SK) (before 7.12.2022)
  • Risk Disclosure (SK)
  • Order Handling and Best Execution Policy (SK)

Slovene

  • Pre-contractual Information and Important Declarations (SI)
  • Terms of Service (SI)
  • Terms of Service (SI) (before 7.12.2022)
  • Risk Disclosure (SI)
  • Order Handling and Best Execution Policy (SI)
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2023 Lightyear Financial Ltd. All rights reserved.

The provider of investment services is Lightyear Europe AS. Please read the terms before using our services and if necessary, seek qualified advice.

Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.

Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Volta 1, Tallinn 10412, Estonia.