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Help centre / Deposits, conversions & withdrawals / 

Paying by card

If the address on your Lightyear account is in the European Economic Area (EEA), you can deposit up to €500 fee-free by debit card, Apple Pay, and Google Pay with a 0.5% fee after this lifetime limit has been reached. Deposits by these methods are counted in combination together towards the lifetime limit. For example, if you’ve deposited €300 by debit card, and €200 by Apple Pay, you’ve reached your lifetime limit. As well, if you go over the free limit within a transaction, we only will charge the fee on the amount over the free limit.
We only accept personal debit cards that:
  • Are in the name of the Lightyear account holder
  • Have a Visa or Mastercard logo
  • Have 3DSecure (Verified by Visa or Mastercard Securecode) active
  • Are issued in the same country as the address on your account
  • Are not a business, corporate, or prepaid card
You can’t cancel deposits paid by card that have been completed, and any deposited funds can only be withdrawn to a bank account you’ve successfully deposited from previously.
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support@golightyear.com

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2023 Lightyear Financial Ltd. All rights reserved.

The provider of investment services is Lightyear Europe AS. Please read the terms before using our services and if necessary, seek qualified advice.

Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.

Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Volta 1, Tallinn 10412, Estonia.