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Are securities I buy held in my name?

Any instruments you purchase through Lightyear are yours. You would be the “beneficial owner” of those instruments (shares or ETFs) and they are held in a clients' assets account on your behalf. You retain all the rights and benefits of being a shareholder, and Lightyear, where possible, also provides information about corporate events. Your stocks may allow you to vote in shareholder meetings if applicable.
US shares are registered with the DTCC (Depository Trust and Clearing Corporation) which is the central securities depository of the United States.
For European securities, we partner with several CSD’s (Central Securities Depositories), examples of which include Euroclear, CREST and Clearstream, depending on which market the security is traded and hence registered.
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2023 Lightyear Financial Ltd. All rights reserved.

The provider of investment services is Lightyear Europe AS. Please read the terms before using our services and if necessary, seek qualified advice.

Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.

Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Volta 1, Tallinn 10412, Estonia.