When we say commission-free, we mean it.
We believe that everyone should be able to invest, and that you shouldn’t have to pay for the privilege.
Whether you’re investing €1, €10 or €10,000, all fees should be fair and transparent.
Financial transaction tax
Opening a multi-currency account
USD, EUR, GBP account numbers
W8-BEN (US Tax form)
Bank transfer in
Bank transfer out
Fast deposit transfer (€500 lifetime allowance)
Fast deposit transfer (thereafter)
Your currency is always converted at the live interbank rate - the rate at which banks convert currencies with each other.
Interest on Uninvested Cash
Unlike with some other brokers, we pay interest on the uninvested cash you hold with us so you can put your money to work between investments.
Unpaid interest is earned daily and is paid on the 1st of every month.
USD Interest Rate
4% p.a. gross
GBP Interest Rate
3.25% p.a. gross
EUR Interest Rate
2.25% p.a. gross
HUF Interest Rate
12.25% p.a. gross
In order to invest in the financial markets using a business account you'll need an LEI.
If you don't already have one then you can register an LEI in the Lightyear app at our cost price.
€45 + VAT
Download the app and start investing now
European / English
Need some help?
The provider of investment services is Lightyear Europe AS. Please read the terms before using our services and if necessary, seek qualified advice.
Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.
Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Volta 1, Tallinn 10412, Estonia.