About
Pricing
Help
Careers
Blog

When we say commission-free, we mean it.

We believe that everyone should be able to invest, and that you shouldn’t have to pay for the privilege.

Whether you’re investing €1, €10 or €10,000, all fees should be fair and transparent.

Trading fees

Brokers often charge fees (‘commissions’) for using their services that can really stack up as you start to invest more. You won’t find these fees here.

Securities

Commission-free

Fractional shares

Commission-free

Financial transaction tax

Region specific

While Lightyear charges no trading fees you may be subject to taxes depending on what you invest in. Government taxes differ based on local laws, read more under the "Financial transaction taxes" section of our help centre.

Account fees

Account fees can really range, especially when it comes to custody fees which are a percentage of portfolio value charged annually. Again, you won’t find these here.

Opening a multi-currency account

0 €

USD, EUR, GBP account numbers

0 €

Securities custody

0 €

W8-BEN (US Tax form)

0 €

Transfer fees

Investing in foreign markets involves lots of different currencies which can get expensive quite quickly. You won’t find these fees hidden anywhere on Lightyear.

Bank transfer in

0 €

Bank transfer out

0 €

Fast deposit transfer (€500 lifetime allowance)

0 €

Fast deposit transfer (thereafter)

0.5%

Currency conversion

0.35%

Your currency is always converted at the live interbank rate - the rate at which banks convert currencies with each other.

Interest on Uninvested Cash

Unlike with some other brokers, we pay interest on the uninvested cash you hold with us so you can put your money to work between investments.

Unpaid interest is earned daily and is paid on the 1st of every month.

USD Interest Rate

3.50% p.a. gross

GBP Interest Rate

2.75% p.a. gross

EUR Interest Rate

1.25% p.a. gross

Download the app and start investing now

Scan to download Lightyear

When you invest, your capital is at risk.

Lightyear

About Careers Pricing Blog Help

Legal

Terms of Service Best Execution Privacy policy Cookie policy Complaints Conflicts policy Sign-up Promotion Terms Refer a Friend Terms Gift Voucher Scheme Legal documents Disclosures Promotions

Region

European / English

Need some help?

Help Centre

Press enquiries

press@golightyear.com

The provider of investment services is Lightyear Europe AS. Please read the terms before using our services and if necessary, seek qualified advice.

Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.

Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Volta 1, Tallinn 10412, Estonia.