Investing €16,900 over 10 years could
return up to €26,107 more with Lightyear
Starting portfolio
€5,000
This is the amount you will have invested at the start of the period, i.e. your current portfolio value
New investment per month
€100
This is the amount of new money you will be investing on a regular monthly basis
Orders per month
20
This is the total number of buy and sell orders that you make on average per month. Selling stock in one company or buying stock in one company will each result in one order
Number of years
10
This is the number of years you expect to invest your money for
€33,513
€584 less
€1,958 less
€2,792 less
€3,712 less
€22,719 less
€23,848 less
€26,107 less
This forecast assumes that the portfolio is invested in a general investment account holding US equities. 10% annual growth and a monthly portfolio turnover ratio of 7% are assumed. It is also assumed that the entire portfolio is sold at the end of the investment period. Your personal circumstances may impact your tax position, which isn’t taken into account here. This forecast is not an indicator of future performance. When you invest your capital is at risk. Further information regarding this is available here.
When we say commission-free, we mean it.
We believe that everyone should be able to invest, and that you shouldn’t have to pay for the privilege.
Whether you’re investing €1, €10 or €10,000, all fees should be fair and transparent.
You can see our pricing laid out here, but if you have any further questions please don’t hesitate to contact us.
Trading fees
Brokers often charge fees (‘commissions’) for using their services that can really stack up as you start to invest more. You won’t find these fees here.
Securities
Commission-free
Fractional shares
Commission-free
Financial transaction tax
Region specific
While Lightyear charges no trading fees you may be subject to taxes depending on what you invest in. Government taxes differ based on local laws, read more under the "Financial transaction taxes" section of our help centre.
Account fees
Account fees can really range, especially when it comes to custody fees which are a percentage of portfolio value charged annually. Again, you won’t find these here.
Opening a multi-currency account
0 €
USD, EUR, GBP account numbers
0 €
Securities custody
0 €
W8-BEN (US Tax form)
0 €
Transfer fees
Investing in foreign markets involves lots of different currencies which can get expensive quite quickly. You won’t find these fees hidden anywhere on Lightyear.
Bank transfer in
0 €
Bank transfer out
0 €
Currency conversion
0.35%
Your currency is always converted at the live interbank rate - the rate at which banks convert currencies with each other.
Download the app and start investing now
Remember, when you invest your capital is at risk.
Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.
Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Tallinn, Niine 11, 10414, Estonia.