Terms of Service and Risk Disclosures
1.2 Lightyear is authorised and regulated by the Estonian Financial Supervision Authority as an investment firm ("EFSA").
Opening a multi-currency account
USD, EUR, GBP account numbers
W8-BEN (US tax form) filing
Bank transfer in
Bank transfer out
Fast Deposit transfer
Foreign Exchange (FX)
The French Financial Transaction Tax (FTT) will be applied to shares of companies whose head office is located in France and whose market capitalisation exceeds EUR 1 billion.
Stamp Duty Reserve Tax (SDRT) will be applied when you buy existing shares in a company incorporated in the UK, shares in a foreign company that has a share register in the UK and rights arising from such shares.
Service fees in Portugal are subject to the Stamp Duty (Paid by Lightyear)
Italian Financial Transaction Tax (IFTT) will be applied to the transfer of the legal ownership of the shares of any category issued by Italian joint stock corporations (società per azioni and società in accomandita per azioni).
- all Positions shall be sold which may result in certain fees being charged; and
- you cannot transfer Positions to any other broker (in relation to both fractional shares and “full” shares), except where the Third Party Broker and/or Custodian has become insolvent and such transfer is being allowed in the insolvency proceedings.
Download the app and start investing now
The provider of investment services is Lightyear Europe AS. Please read the terms before using our services and if necessary, seek qualified advice.
Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.
Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Tallinn, Niine 11, 10414, Estonia.