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How does the Referral program work?

If you’re enjoying your Lightyear account, why not share the word with your friends, too. Because everyone should have access to truly friction-free investing.

Who can send referrals?

Our most active and loyal users are rewarded with access to our referral program. This is because we believe that to be able to genuinely refer our platform to your loved ones, you first need to have tried and tested it. We do not provide the exact steps on how to qualify, but when you become eligible for the referral program, you will be notified in the app and see an invitation at the top right corner of the app.

How do the invites work?

Qualifying users will receive a notification from Lightyear once they have been added to the referral program. The reward amount currency depends on where the inviter is located. For specific information on our current referral program, please see our referral scheme terms linked below.
This reward is for you to invest in any stock you wish — no more spinning the wheel and hoping you’ll get lucky!

What do the invitees need to do?

In order for you both to claim the reward, your invitees will have to complete signing up and then fund their Lightyear account with the minimum deposit specified in the terms linked below from their personal bank account.
  • Terms for referrals from the UK
  • Terms for referrals from the EU
See also: "I didn't receive a reward".
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2023 Lightyear Financial Ltd. All rights reserved.
Lightyear Financial Ltd is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 775330). Lightyear Financial Ltd is a company registered in England and Wales with company number 12925823. Registered office 42-46 Princelet St, London E1 5LP, United Kingdom. Lightyear Financial Ltd can be found in Financial Conduct Authority Financial Services register under FRN 955739.

Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31. Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Volta 1, Tallinn 10412, Estonia.